Cost of Living Comparison
Toronto vs Ottawa
A side-by-side look at what it actually costs to live in Toronto compared to Ottawa — housing, salary, tax, and family-of-living metrics powered by FuturePath City Intelligence.
Moving from
Toronto
Ontario · Canada
74FuturePath Score
Canada's largest job market; world-class talent hub with premium housing costs.
Moving to
Ottawa
Ontario · Canada
72FuturePath Score
Stable federal-government economy, strong schools, and balanced cost of living.
Metric
Toronto
Ottawa
Change
Median rent (monthly)
CA$2,650
CA$2,050
-22.6%
Median home price
CA$1M
CA$680K
-35.2%
Median salary
CA$78,000
CA$82,000
+5.1%
Effective tax rate
33.0%
32.0%
-1.0 pts
Childcare (monthly)
CA$1,900
CA$1,600
-15.8%
Mortgage burden
48.0%
36.0%
-12.0 pts
Cost-of-living score
42
62
+20
Overall score
74
72
-2
Migration momentum
82
70
-12
The quick take
Toronto and Ottawa are close overall.
- Rent: -22.6% vs Toronto
- Salary: +5.1% vs Toronto
- Cost-of-living score: +20 (higher = more affordable)
Should you make the move?
These numbers are city-wide averages. FuturePath simulates your income, savings, household, and career path against both cities to score affordability, life readiness, and decision confidence.
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